{"id":9303,"date":"2024-08-13T09:24:56","date_gmt":"2024-08-13T07:24:56","guid":{"rendered":"https:\/\/invosy.com\/fi\/?page_id=9303"},"modified":"2026-08-26T11:41:27","modified_gmt":"2026-08-26T09:41:27","slug":"ukk","status":"publish","type":"page","link":"https:\/\/invosy.com\/fi\/eng\/ukk\/","title":{"rendered":"Ukk"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"9303\" class=\"elementor elementor-9303\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-8ba7e90 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"3759\" data-id=\"8ba7e90\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-55cea5c\" data-eae-slider=\"7158\" data-id=\"55cea5c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4891733 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4891733\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions (FAQ)<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ea75d2 elementor-widget elementor-widget-spacer\" data-id=\"8ea75d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9b7208 elementor-widget elementor-widget-spacer\" data-id=\"c9b7208\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3e39df2\" data-eae-slider=\"78243\" data-id=\"3e39df2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52d63b2 elementor-widget elementor-widget-image\" data-id=\"52d63b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faq-banner-1024x683.png\" class=\"attachment-large size-large wp-image-13579\" alt=\"\" srcset=\"https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faq-banner-1024x683.png 1024w, https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faq-banner-300x200.png 300w, https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faq-banner-768x512.png 768w, https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faq-banner-18x12.png 18w, https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faq-banner.png 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-f56fda9 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"74040\" data-id=\"f56fda9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c7270f2\" data-eae-slider=\"71833\" data-id=\"c7270f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01d0310 elementor-widget elementor-widget-html\" data-id=\"01d0310\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- Groweo AI Wall -->\r\n\r\n<div id=\"gw-inpage-wall\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-5d661b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"1450\" data-id=\"5d661b6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9a2448\" data-eae-slider=\"31567\" data-id=\"f9a2448\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba320a6 elementor-widget elementor-widget-spacer\" data-id=\"ba320a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63742fb elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"63742fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-63742fb\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"63742fb\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"aloitus-ja-kytt\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1041\"><span class=\"eael-accordion-tab-title\">Getting Started and Using the Service<\/span><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><\/div><div id=\"elementor-tab-content-1041\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"aloitus-ja-kytt\"><p><strong>\u2022 How much does it cost to sign up for and use the service?<\/strong><\/p><p>Registration is completely free. You only pay a 1.9% service fee when withdrawing your salary, calculated from the total invoice amount (incl. VAT).<\/p><p><strong>\u2022 What am I committing to?<\/strong><\/p><p>You only commit to following the terms of use. There are no separate cancellation periods or account maintenance fees.<\/p><p><strong>\u2022 Can I work in more than one field?<\/strong><\/p><p>You can work in as many fields as you like! The most important thing is to check the applicable VAT rate for each field before invoicing.<\/p><p><strong>\u2022 Can I invoice through Invosy as a light entrepreneur, even if I\u2019m a business owner or have my own business ID?<\/strong><\/p><p>This is not possible through Invosy, as it could complicate company tax filings from the tax authority\u2019s perspective. Our service is intended only for private individuals who invoice without a business ID.<\/p><p><strong>\u2022 Can I instruct my employee to bill you for the work they have done for us?<\/strong><\/p><p>Yes! This requires that the work performed is considered to be done as an independent contractor, and the person is not in a position comparable to an employment relationship.<\/p><p><strong>\u2022 Can I purchase a Valtti card through you?<\/strong><\/p><p>Yes, you can. This requires that invoicing be handled through us and that you are registered with us as a light entrepreneur. You can easily order the Valtti card via the \"My Information\" tab. The price of the Valtti card is \u20ac50.45 (incl. VAT).<\/p><p><strong>\u2022 As a light entrepreneur, can I use Invosy\u2019s business ID, for example, when placing orders for supplies?<\/strong><\/p><p>A light entrepreneur may only use Invosy's business ID in a contractual relationship between themselves and the client, and when invoicing the client. The business ID may not be used in any other context, such as in other contracts, when creating customer accounts, or when ordering supplies.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"laskut\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-1042\"><span class=\"eael-accordion-tab-title\">Invoices<\/span><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><\/div><div id=\"elementor-tab-content-1042\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"laskut\"><p><strong>\u2022 How does invoicing work in practice?<\/strong><\/p><p>Invoicing is simple. You can create your own clients in the \"Clients\" tab in advance or fill in all the information at once when creating an invoice. Invoices also include a description of the work done, along with any other required details requested by the system.<\/p><p><strong>\u2022 How quickly is the invoice processed?<\/strong><\/p><p>An invoice is sent immediately once you submit it. For online invoices, there may be some delay. After sending the invoice, you will always receive a confirmation email.<\/p><p><strong>\u2022 How quickly can I withdraw my quick pay funds?<\/strong><\/p><p>Invoices with the instant payout function are reviewed within our customer service hours. A separate confirmation request is always sent to the contact email address you provided. Once reviewed, the payout can be withdrawn unless there are grounds for rejection. If the payout cannot be processed, we will always contact the customer.<\/p><p><strong>\u2022 When can I issue an invoice without VAT?<\/strong><\/p><p>As a rule, VAT must always be included in invoices, as invoicing is done using our business ID. VAT reliefs apply only to businesses and sole proprietors whose annual revenue is under \u20ac15,000.<\/p><p><strong>\u2022 What should I do if the customer is subject to the reverse VAT scheme in the construction industry?<\/strong><\/p><p>When creating the invoice, select that you are offering construction services (VAT 0%), which automatically sets VAT to 0%. The following phrase will be added to the invoice:\n\u201cAccording to VAT Act \u00a7 8 c, the buyer is liable to pay VAT on the sale of construction services.\u201d<\/p><p><strong>\u2022 My invoice is incorrect. How do I issue a credit note?<\/strong><\/p><p>A credit note cancels the original invoice both on our end and for your client. You can create a credit note using the invoice line by clicking the circular arrow icon. Please note that the credit note amount must match the original invoice, as partial credits are not supported in our system.<\/p><p><strong>\u2022 How and at what stage are expense reimbursements added to the invoice?<\/strong><\/p><p>Expenses can only be added to an invoice if your client has agreed to cover them. If not, they must be declared as part of your personal taxation.<\/p><p>Expenses are created under the \"New Invoice\" tab. You can add expenses and reimbursements by clicking the \u201cAdd expense reimbursement\u201d or \u201cAdd travel\/day allowance\u201d button at the bottom of the invoice page, and filling in the required information. Please note that all expenses and reimbursements must be itemized and justified. <span style=\"color: var( --e-global-color-text )\">Huomioithan, ett\u00e4 vain kulut ja korvaukset v\u00e4lilehden kautta laskuille liitetyt kulut voidaan maksaa teille verovapaana.<\/span><\/p><p><strong>\u2022 What can I deduct for tax purposes?<\/strong><\/p><p>Tax-deductible expenses include YEL pension insurance contributions and those reimbursable expenses not invoiced from your client.<\/p><p><strong>\u2022 Can I accept payment from my customer in cash, via a payment terminal, or through MobilePay?<\/strong><\/p><p>Unfortunately, this is not possible. Invoicing through us is only done via invoice.<\/p><p><strong>\u2022 Can I also invoice customers abroad through your service?<\/strong><\/p><p>Yes, and in that case VAT is 0% for companies, but always 25.5% for private individuals. It\u2019s important to always include the client\u2019s VAT number instead of the Finnish business ID on the invoice.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"pikapalkka\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-1043\"><span class=\"eael-accordion-tab-title\">QUICK PAY<\/span><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><\/div><div id=\"elementor-tab-content-1043\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"pikapalkka\"><p><strong>\u2022 Information about the quick pay<\/strong><\/p><ul style=\"font-size: 16px;margin: 0px 0px 1.5em 3em;padding: 0px;color: #222222\"><li style=\"font-size: 16px;font-style: inherit;font-weight: inherit;margin: 0px;padding: 0px\">Client confirmation is always required for instant payouts, to the email address provided by us.<\/li><li style=\"font-size: 16px;font-style: inherit;font-weight: inherit;margin: 0px;padding: 0px\">The maximum limit for the quick payment is \u20ac4,000 per light entrepreneur\/company.<\/li><li style=\"font-size: 16px;font-style: inherit;font-weight: inherit;margin: 0px;padding: 0px\">Terms and conditions of the quick pay:<br \/><ol style=\"font-size: 16px;font-style: inherit;font-weight: inherit;margin: 0px 0px 0px 1.5em;padding: 0px\"><li style=\"font-size: 16px;font-style: inherit;font-weight: inherit;margin: 0px;padding: 0px\">We check the company's payment index, credit rating, and any payment default entries.<\/li><li style=\"font-size: 16px;font-style: inherit;font-weight: inherit;margin: 0px;padding: 0px\">No overdue financed invoices.<\/li><li style=\"font-size: 16px;font-style: inherit;font-weight: inherit;margin: 0px;padding: 0px\">Please note that only invoices with a payment term of up to 14 days and not the company\u2019s first invoice are eligible for financing.<\/li><\/ol><\/li><\/ul><p><strong>\u2022 How quickly can I withdraw my quick pay funds?<\/strong><\/p><p><span style=\"font-weight: 400\">The instant payout confirmation request is sent to your client at the same time you send the invoice. Our customer service processes instant payout requests during opening hours and in the order received. If the payout cannot be granted, our customer service will contact you.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"palkka-ja-verotus\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-1044\"><span class=\"eael-accordion-tab-title\">Salary and Taxation<\/span><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><\/div><div id=\"elementor-tab-content-1044\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"palkka-ja-verotus\"><p><strong>\u2022 How do I know if my customer has already paid the invoice?<\/strong><\/p><p>The invoice status will change to \u201cPaid\u201d once the payment has been recorded in the system, and your salary becomes withdrawable.<\/p><p><strong>\u2022 When will I be paid?<\/strong><\/p><p>When the invoice is marked as paid, your salary will be available under the \u201cSalaries\u201d tab. If the invoice includes instant payout, you'll receive an email notification once the salary can be withdrawn after funding. Once the salary has been withdrawn, it will be processed in the next payroll run.<br \/>Note! Transactions are always recorded to invoices with a one-business-day delay. Weekends and public holidays may also cause additional delay.<\/p><p><strong>\u2022 Why haven't I received my paycheck yet?<\/strong><\/p><ul><li>The transaction has not yet been recorded on the invoice (Note: 1-day delay).<\/li><li>The client has not paid the invoice yet (Note: Many pay only on the due date).<\/li><li>The invoice was paid with incorrect payment details.<\/li><li>The reference number was entered incorrectly (common with international companies).<\/li><\/ul><p><strong>\u2022 Why is my paycheck less than the amount I invoiced?<\/strong><\/p><p>A light entrepreneur\u2019s salary is always based on the VAT-exempt portion of the invoice. Upon withdrawal, the following are deducted: our service fee (1.9%) + the industry-specific VAT. Instant payout also includes a 3.5% + VAT fee.<\/p><p><strong>\u2022 How do I submit my tax card, and what kind of tax card do I need?<\/strong><\/p><p>Our system retrieves tax card information electronically directly from the tax authority once your personal details have been entered and saved in the system. Only the information on your payroll tax card can be updated in our service, as we pay all your commissions as salary.<\/p><p><strong>\u2022 When will the information on my tax card be updated?<\/strong><\/p><p>Once the change is made in OmaVero, the new details are updated in our system by the following day at the latest. At the turn of the year, tax card details are automatically updated unless the light entrepreneur has not created the new tax card in advance.<\/p><p><strong>\u2022 Is my client allowed to claim the tax credit for household expenses?<\/strong><\/p><p>Yes. In this case, the client must report the business ID, and our business ID is used when the invoicing has taken place through us. Read more at Vero.fi.<\/p><p><strong>\u2022 Can I operate as a light entrepreneur even though I\u2019m unemployed?<\/strong><\/p><p>Yes. This may lead to a request for clarification, but you can request a service certificate from our customer service if needed.<\/p><p>Light entrepreneurship is an easy way to invoice without a larger commitment \u2014 or to test an existing business idea. Read more at: Te-palvelut.fi<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"vakuutus-ja-elke\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-1045\"><span class=\"eael-accordion-tab-title\">Insurance and Pension<\/span><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><\/div><div id=\"elementor-tab-content-1045\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"vakuutus-ja-elke\"><p><strong>\u2022 Do I need mandatory insurances?<\/strong><\/p><p>Our service fee includes liability and accident insurance, so you do not need to obtain them elsewhere. Please note that some jobs require permits and cannot be invoiced through our service.<\/p><p><strong>\u2022 What does accident insurance cover?<\/strong><\/p><p class=\"translation-block\">Accident insurance provides compensation in accordance with the applicable insurance terms, coverage, and limits, provided the accident occurred during work invoiced through our service.<\/p><p>Accident insurance does not remove your obligation to arrange separate insurance if the work falls under the Finnish Workers' Compensation and Occupational Diseases Act.<\/p><p>Accident insurance only applies to persons officially residing in Finland and covered by Kela (the Finnish social insurance institution).<\/p><p><strong>\u2022 What does liability insurance cover?<\/strong><\/p><p class=\"translation-block\">Liability insurance covers damages caused up to \u20ac1,000,000 according to the insurance terms. The insured is responsible for a deductible of \u20ac1,200 per incident. Liability insurance does not cover activities that require separate workers' compensation or occupational disease insurance.<\/p><p>Liability insurance only applies to persons officially residing in Finland and covered by Kela.<\/p><p><strong>\u2022 I had a workplace accident or damaged the client\u2019s property. What should I do?<\/strong><\/p><p>If this happens, please contact our customer service. We only need information about what occurred and your email address so we can forward you the insurance details and further instructions for filing a damage report.<\/p><p><strong>\u2022 How much do liability insurance and accident insurance cost?<\/strong><\/p><p>The insurance is free, as all Invosy light entrepreneurs are automatically insured during assignments.<\/p><p><strong>\u2022 Do I need any other insurances besides this?<\/strong><\/p><p>You can check with our insurance partner Fennia\u2019s customer service which additional insurances you may need for your work. Remember to mention that you are currently working as a light entrepreneur through Invosy.<\/p><p><strong>\u2022 Am I accruing pension?<\/strong><\/p><p>Invosy users are covered by YEL (Self-Employed Persons\u2019 Pension Insurance). This means that the user is responsible for their own pension accrual and YEL contributions. You do not automatically accumulate pension through Invosy.<\/p><p><strong>\u2022 What is YEL?<\/strong><\/p><p>YEL stands for the Self-Employed Persons\u2019 Pension Insurance. If your earned income starting on January 1, 2026 exceeds \u20ac9,423.09 over the next 12 months, you are between the ages of 18 and 70, you are not eligible for an old-age pension under the Employees\u2019 Pensions Act, and you regularly submit invoices through Invosy, you must take out YEL insurance. When you log in to the service, you will find the YEL section in your personal information, where you can set up the insurance yourself.<\/p><p><strong>\u2022 Do I pay for health insurance?<\/strong><\/p><p>Yes, if you are subject to YEL and have selected \u201cI pay YEL insurance myself\u201d in your personal settings. Learn more at: Vero.fi<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"shkinen-allekirjoitus\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-1046\"><span class=\"eael-accordion-tab-title\">Electronic Signature<\/span><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><\/div><div id=\"elementor-tab-content-1046\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"shkinen-allekirjoitus\"><p><strong>Rejecting a Signature Request<\/strong><\/p><p>1. <span style=\"font-weight: 400\">\u00a0Open your Invosy profile, go to the \u201cOpen Assignments\u201d tab, click the \u201cMy Applications\u201d button, and then check the section \u201cAssignment contract offered by the company\u201d.<\/span><\/p><p>2. <span style=\"font-weight: 400\">Once you've found the assignment you're looking for, you can review the document. After that, you can reject the assignment by clicking the \u201cReject signature\u201d button.<\/span><\/p><p>3. <span style=\"font-weight: 400\">You will be asked to state the reason for rejecting the assignment, which will be forwarded to the sender. <\/span><\/p><p>4. <span style=\"font-weight: 400\">Once you've provided the reason, click the \u201cReject\u201d button.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"tarvitsenko-y-tunnuksen-laskuttamiseen\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"7\" aria-controls=\"elementor-tab-content-1047\"><span class=\"eael-accordion-tab-title\">Do I need a business ID for invoicing?<\/span><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><\/div><div id=\"elementor-tab-content-1047\" class=\"eael-accordion-content clearfix\" data-tab=\"7\" aria-labelledby=\"tarvitsenko-y-tunnuksen-laskuttamiseen\"><p>Et tarvitse. Invosy on tarkoitettu kevytyritt\u00e4jille, joilla ei ole omaa Y-tunnusta.\u00a0<strong>Jos sinulla on oma Y-tunnus, et voi laskuttaa Invosyn kautta.<\/strong><\/p><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-fe62127 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"60526\" data-id=\"fe62127\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-94257bf\" data-eae-slider=\"10403\" data-id=\"94257bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5685258 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5685258\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You won\u2019t be left alone with the billing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcd020e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"bcd020e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Do you need help with your first invoice, payments, or withdrawing your salary?<\/p><p>Invosy\u2019s customer service is available on weekdays from 9 AM to 4 PM.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d231199 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d231199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/invosy.com\/fi\/eng\/yhteystiedot\/\" id=\"header-desktop-btn\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6709218\" data-eae-slider=\"58645\" data-id=\"6709218\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a7634c elementor-widget elementor-widget-image\" data-id=\"1a7634c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"577\" height=\"433\" src=\"https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faqpage-image.png\" class=\"attachment-large size-large wp-image-13580\" alt=\"\" srcset=\"https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faqpage-image.png 577w, https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faqpage-image-300x225.png 300w, https:\/\/invosy.com\/fi\/wp-content\/uploads\/2026\/08\/faqpage-image-16x12.png 16w\" sizes=\"(max-width: 577px) 100vw, 577px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Usein kysytyt kysymykset Aloitus ja k\u00e4ytt\u00f6 \u2022 Paljonko palvelun aloittaminen ja k\u00e4ytt\u00f6 maksavat? Rekister\u00f6ityminen on t\u00e4ysin maksutonta. Maksat vain 1,9 % palvelumaksun palkan noston yhteydess\u00e4, laskun loppusummasta (sis. alv) \u2022 Mihin sitoudun? Meill\u00e4 sitoudut vain noudattamaan k\u00e4ytt\u00f6ehtoja. Erillisi\u00e4 irtisanomisaikoja tai k\u00e4ytt\u00e4j\u00e4tilin yll\u00e4pitoon liittyvi\u00e4 kustannuksia ei ole. \u2022 Voinko toimia useammalla eri alalla? Voit ty\u00f6skennell\u00e4 niin [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8889,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9303","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Miksi kevytyritt\u00e4j\u00e4n kannattaa valinta Invosy Ukko.fi:n sijaan<\/title>\n<meta name=\"description\" content=\"Laskuta ty\u00f6si Invosyn kautta ja pid\u00e4 enemm\u00e4n rahaa itsell\u00e4si. 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